8: When a person applies for Medicare supplement insurance, whose responsibility is it to confirm that the applicant does not already have accident or sickness insurance in force?
A Active physician
B Agent
C Insurer
D State government
Although it is illegal for an applicant to intentionally misrepresent himself in an insurance application, it is the insurer’s ultimate responsibility to make sure that the applicant does not already have another accident or sickness policy in force.
2: Which of the following is NOT among the goals of a Medicare supplement application?
A Advising applicants regarding the availability of counseling services
B Presuming the applicant is eligible for Medicaid, based on the nature of the policy
C Determining whether or not an applicant has an existing Medicare supplement policy
D Determining whether or not the policy will replace another accident and health policy
Medicare supplement policies must ask the applicant if they are eligible for Medicaid.
3: Which of the following is NOT covered under Plan A in Medigap insurance?
A The first three pints of blood each year
B The Medicare Part A deductible
C Approved hospital costs for 365 additional days after Medicare benefits end
D The 20% Part B coinsurance amounts for Medicare approved services
Medicare Supplement Plan A provides the core, or basic, benefits established by law. All of the above are part of the basic benefits, except for the Medicare Part A deductible, which is a benefit offered through nine other plans.