Thursday, March 28, 2019

Qualified retirement plans - terms

TERMS TO KNOW
Earned income – salary, wages, or commissions; but not income from investments, unemployment benefits, and similar
Gross income – a person's income before taxes or other deductions
Nonprofit organization – an organization that uses its surplus to fulfill its purpose instead of distributing the surplus to its owners or members
Pretax contribution – contribution made before federal and/for state taxes are deducted from earnings
Rollover – withdrawal of the money from one qualified plan and placing it into another plan
Vesting – the right of a participant in a retirement plan to retain part or all of the benefits